1. Introduction
Welcome to Finlancr. We respect your privacy and are committed to protecting the financial and personal data you manage within the application. This Privacy Policy explains what information we collect, how your data is handled, where it is stored, and the control you retain over your records.

2. Information We Collect
Finlancr collects and processes information solely to provide accurate dual-currency tracking and cash flow management:

Account & Profile Data: Name, professional title, email address, profile photo, and membership status.

Financial & Wallet Records: Manually entered wallet balances, external account labels (e.g., Upwork, Payoneer, local bank accounts, mobile wallets), custom spending categories, and transaction amounts in USD and PKR.

Transaction History: Descriptions, dates, amounts, transaction types (Income, Expense, Transfer), and historical exchange rates applied at the time of entry.

App Performance & Device Data: Non-identifiable diagnostic logs, crash reports, and system telemetry to optimize app stability.

3. How We Use Your Information
Your data is used strictly to power the core functionality of Finlancr:

Calculating real-time net worth, dual-currency conversions, and category balances.

Generating analytics, monthly cash flow summaries, and spending trends.

Managing transfer allocations between connected wallet cards without distorting expense totals.

Delivering critical account alerts, sync status notifications, and essential product updates.

4. Data Storage and Cloud Sync
Finlancr prioritizes local privacy and zero direct third-party access:

Local On-Device Storage: Your financial logs and wallet configurations reside primarily on your local device.

Google Drive Sync: When you connect Google Drive, data backups are synced directly to your personal cloud storage. Finlancr does not host, view, or store your private financial transactions on external proprietary database servers.

5. Data Sharing and Third Parties

No Sale of Personal Data: We do not sell, rent, trade, or monetize your personal or financial records under any circumstances.

No Banking Credentials: Finlancr is a manual tracking and sync interface; we do not collect, request, or store your actual online banking passwords, debit card numbers, or PINs.

Service Providers: Cloud storage interactions happen strictly through official, encrypted APIs authorized directly by you.

6. Data Retention and Deletion
You maintain full ownership of your data at all times:

Account Deletion: You can delete individual wallets or request full profile termination directly from the app settings.

Permanent Removal: Deleting a wallet or account permanently purges its balance records and transaction history from your active local database.

Unlinking Cloud Backups: You may disconnect your Google Drive sync or delete your cloud backup file at any time from your account settings.

7. Contact and Inquiries
If you have questions regarding this Privacy Policy or data security within Finlancr, please reach out via the in-app Help Center or contact our support team zakriaasim.kp@gmail.com

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